Money
Your money, in one place.
(01) Hold
Money is a personal money account for everyday life: balances in several currencies, physical and virtual cards, transfers, budgets, subscriptions and rewards. It is built so that your agent can pay for things on your behalf, using only the accounts and limits you allow.
(02) The question
“Which of your accounts, balances or cards should be used?”
(03) Principles
- 01
Everything in one account
Balances, cards, transfers and statements in one place, in more than one currency.
- 02
Cards you control
Freeze a card, set limits, allow or block merchants and categories, and create single-use cards in seconds.
- 03
Ready for your agent
Your agent can pay only from the sources you choose, within budgets and purposes you set. Access decides whether it may.
- 04
Clear about your money
See where money goes, spot recurring costs and manage subscriptions before they renew.
(04) Capabilities
Account
- Multi-currency balances
- Available and pending balance
- Transaction ledger and statements
- Bank account and card linking
- Scheduled and automatic top-up
Cards
- Physical and virtual cards
- Single-use and disposable cards
- Freeze and unfreeze
- Merchant and category controls
- Online, contactless and international controls
Transfers and payments
- Send and request money
- Bank and internal transfers
- Scheduled and recurring transfers
- QR and contactless payments
- Saved recipients
Insight
- Spending by category
- Budgets and cash-flow view
- Recurring expense detection
- Subscription management
- Smart alerts
Rewards and protection
- Cashback and offers
- Refund tracking
- Card disputes
- Fraud monitoring
- Account security
(05) Agent-native
Access decides whether an agent may spend. Money decides which of your accounts or cards it uses.
- Delegated access to chosen sources
- Virtual cards just for your agent
- Budget-aware spending
- Merchant, category, purpose and time limits
- Receipts for every agent payment
- Your approval above the amounts you set
(06) At a glance
- For
- Individuals and their agents
- Currencies
- Multi-currency accounts and conversion
- Cards
- Physical, virtual and single-use
- Status
- Planned
(07) Works with
(08) Questions
What is suiss Money?
A personal money account with cards, transfers, budgets, multiple currencies and rewards, designed so your agent can pay within limits you set.
How is Money different from Pay?
Money is your money and your financial life. Pay is the infrastructure businesses use to accept payments.
Is Money available?
Money is planned.